Mitigate your rising insurance rates by contesting your Vermont traffic ticket

According to a recent Wall Street Journal article, motorists have been as much as a 41% increase in their auto insurance rates over the past year, with an anticipated 5-10% increase expected in 2024. These increases have been tacked on to all drivers, not just those who have a less than stellar driving history. Based on an insurers calculation of a driver’s perceived risk, which is heavily dependent on one’s driving record, these rates could be expected to rise even more should there be civil or criminal convictions for driving offenses, laying even more importance on attempting to mitigate or eliminate this risk by contesting each and every Vermont traffic offense you face.

“”Our clients have voiced an increasing concern on the degree their insurance rates will be impacted based on even one traffic ticket in the last 2 years,” said Managing Partner, Evan Chadwick of the law firm of Chadwick and Spensley PLLC. “However, with these increased concerns, we have also begun to see an increase in the rate we are able to successfully negotiate or argue for dismissal in our cases, to the benefit of our client.”

In order for a driver to contest their Vermont traffic ticket they must contest it within 21 days of issuance. If they fail to do so, they face being found in default and a judgment being issues against them. If the ticket is for speeding or another moving violation such as a stop sign or failure to move over, these blemishes can have an adverse impact on insurance above and beyond the already skyrocketing rates that even the safest of drivers are now facing.

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